Terms and Conditions
EXCLUSIONS: (UNLESS OTHERWISE SPECIFICALLY STATED, THE FOLLOWING ARE EXCLUDED FROM THE BENEFIT PACKAGE)
- All other services or procedures not expressly stated in the benefit package are excluded
- Burns greater than 9%
- Congenital abnormalities
- Home care and domiciliary services
- Hormonal replacement therapy
- Joint replacements and prosthetic limbs
- Neurological and Neurosurgical disorders
- Plastic/cosmetic surgeries
- Self-inflicted injuries
- Speech disorders
- Thyroid disorders
- Transplant surgery
- Treatment of obesity
- Virility enhancing drugs
KEY CONDITIONS
- One year waiting period for pre-existing conditions
- Age limit of 50 years applies. Additional terms and conditions
(pre-enrolment diagnostic tests) applies