Terms and Conditions

EXCLUSIONS: (UNLESS OTHERWISE SPECIFICALLY STATED, THE FOLLOWING ARE EXCLUDED FROM THE BENEFIT PACKAGE)

    • All other services or procedures not expressly stated in the benefit package are excluded
    • ALL PREGNANCY UNRELATED CONDITIONS
    • Management of pregnancies and complications from assisted reproductive therapy Including IVF
    • Home care and domiciliary services
    • Hormonal replacement therapy
    • IN-Vitro Fertilization, Intra-Uterine Insemination, Assisted reproductive therapy
    • Neurological and Neurosurgical disorders
    • Plastic/cosmetic surgeries
    • Self-inflicted injuries
    • Congenital abnormalities
    • Thyroid disorders
    • Transplant surgery
    • Treatment of obesity
    • Virility enhancing drugs
    • All Obstetric Surgeries Including: Caesarean Section, Cervical Cerclage, E.T.C are not covered on this Package